Home Loan Partner for Life
What do you want to achieve?
First Home Buyers
If you're a first home buyer we help you cut through all the noise and take advantage of the Government Grants and stamp duty concessions which can save you $20,000 +
Buy or build a home
When you're looking to buy or build a home you have enough on your plate! Let us do all of the shopping around for you, we will negotiate with 40+ lenders to find you the best deal.
Property investment is a proven strategy to build wealth. We will set up the correct loan structure for you so you can focus on accumulating more investment properties!
Refinance Debt, Consolidation & Cash out
Looking to refinance, consolidate debt, or get cash out for renovations? Let us find the most competitive loan and save you thousands in interest over the life of your loan.
Are you self employed, or in a trust structure? We are experts in writing self employed loans and have a strong panel of lenders who have an appetite for self employed applicants.
It's very common for life to get in the way, which can lead to some financial bloopers. We help people that are credit impaired and have a number of lending solutions at our disposal.
Book in your free 30 minute strategy session. We'll get to know you and what you are trying to achieve. We'll work with you to build your
tailor-made mortgage solution.
Your free strategy session
We use our smart technology to assess your scenario. We then negotiate with our panel of 40 different lenders to find the best deal to suit your goals and objectives.
We negotiate for you
We now present you with our top loan choices, tailored to your personal scenario. You make your selection, we make it happen.
Our personalised recommendation
We submit your application to your chosen lender and keep you updated on the progress.
We submit your application
It's nearly time to pop the champagne!
Your loan is approved
This is when your loan settles and all the funds are paid by the lender.
Your loan settles
This is where your journey really takes off. We'll monitor your home loan and stay in touch ensuring you are always in the best financial position.
Ongoing home loan health checks
Matt Howarth, founder of Equiti Financial is a qualified mortgage broker and a passionate property investor. Matt has built a diversified property portfolio in multiple states. Equiti Financial was created out of a passion to help others do the same.
Equiti Financial has a reputation for helping millennials build wealth through property. Matt has financed property in every state and territory around Australia. With 80% of his business sourced from existing clients and referrals, transparency and integrity are the keys to success for these long-term client relationships.
Matt is a member of the Finance Brokers Association of Australia and the Property Investors Council of Australia. His favourite things about being a mortgage broker are; helping first home buyers cut through the noise and achieve home ownership, assisting investors with correct loan structuring and strategy, and providing competition to the big banks by offering a panel of over 35 lenders!
His mission is to help millennials design their own future by investing in property as a vehicle for wealth. Matt has a boutique style approach with each client, guiding them through the entire home loan process from start to finish.
sean de castrO
Sean De Castro is a Loan Manager, Senior Executive Director & Administrative Assistant with almost 10 years working experience in this field. He is also enjoying a lot working as a Head of Partnership. He is dedicated to providing his customers with excellent service.
Sean has also great experience as a General Manager that helps him to be more familiar with the different tools and techniques to achieve goals in a professional way of CEO’s, Businessmen and Clients from different parts of the world. Client satisfaction is Sean’s number one priority. Sean proved to be a reliable assistant with a goal of his mind to help people, to go beyond your expectations and become successful not only in a dream but in reality!
Sean vision himself staying in the finance industry for many years to come and helping as many people as he can obtain loans that make their life easier and give them the flexibility to live life and not stress about their mortgage.
Sean and Equiti Financial want all our clients to have the right home loan and to see them make progress towards paying off their home and growing their wealth. We offer a full suite of services to help customers from start to finish with their needs when it comes to finance and expert advice. We want to teach you better money management, give you a mortgage education and help you find a home loan that’s in your best interest!
meeT the team!
SOME OF OUR 40+ LENDER PARTNERS!
OUR CLIENTS ARE COLLECTIVELY ON TRACK TO SAVE OVER $16,000,000 + IN INTEREST, BUILD GENERATIONAL WEALTH THROUGH PROPERTY INVESTMENT AND ACCELERATE THEIR WAY TO FINANCIAL FREEDOM!
HEAR FROM SOME OF OUR CLIENTS AND RAVING FANS...
"Highly recommend Equiti Financial, as a busy professional it's nice to be able to outsource the management of my home loans and know that I’m getting expert advice, and correct loan structuring and strategy to help me build more wealth for the future."
ACCOUNT MANAGER AT LBNCO
"Matt and his team have been amazing! Hands down the BEST mortgage brokers we have ever dealt with. They made the process super easy and stress free. Matt not only found the best available deal for us but kept us up to date at every step of the way. I cannot recommend him highly enough."
CEO OF MOUNTAINVIEW CREATIVE
"Thanks to the Equiti Financial team, Matt, Ian and Frances have been amazing to deal with. I felt that I was offered impartial expert advice, and have a clear strategy moving forwards."
BUSINESS DEVELOPMENT MANAGER AT OPENPAY
"Matt is an experienced broker with a wealth of knowledge. I have sent multiple members of my family to see him and they have all given me nothing but great feedback with their experience with him."
BUSINESS FINANCE SPECIALIST
"Dealing with the team at Equiti Financial was by far the best experience I’ve had speaking to someone about my mortgage.
The team knew exactly what they were doing, provided me with all relevant options so I can make an educated choice and I haven’t looked back! "
"Thank you Matt for making finding our home so easy. Every message was responded to almost instantly, no question felt too small to ask. Professional and extremely helpful every step of the way. I’ll definitely be back for our next home!"
NICK DJEKICK & SHARNEE MARTIN
CHEF INSTRUCTOR & TEACHER
"I don’t normally give recommendations but I’m so impressed with this guy Matt who I didn’t meet until we went to market. When looking at finance options my wife suggested we go through a broker, I was very opposed to the idea and was very critical of the brokers role and what value they bring. Matt completely surprised and exceeded my expectations on every level. Professional, easy to work with, always came back to me when he said he would and did small details. If your looking at refinance or new finance options I strongly encourage all my families and friends to contact Matt at Equiti Financial, even if you’re in another state. Honestly best thing we could of done and he ultimately created more options for our purchase."
LOU & RYAN GRANT
INCLUSION PROFESSIONAL & SENIOR MANAGER
"Highly recommend this mortgage broking service. Matt is a true problem solver. He always follows up when promised, highly engaging and is always putting the needs of his clients first. "
CEO & FOUNDER OF CLAIMO
"I am a Business Development Manager from one of the big four banks, have worked with Matt for sometime now to assist our mutual clients. From my own personal experience I have found Matt to be very professional and solution based in everything that he does, his main interest are his customers and he always puts them first. Not only this, he also possess a wealth of knowledge in the finance industry, this will benefit all his customers. Highly recommended broker."
BUSINESS DEVELOPMENT MANAGER
"I highly recommend Matt from Equiti Financial, I use him for my personal finances, and recommend him to all my clients. He has a very in depth understanding of loan structuring and strategy, and always get loans approved for my customers in record time. I have only had amazing feedback clients whom I have referred to him as well."
PRINCIPAL OF PURCELL PROPERTY
"I have used Matt at Equiti for my finances on all my properties and would never go to anyone else again, his attention to detail and going the extra mile for his customer service is second to none. Thank you for all your help Matt!"
DISTRIBUTION POWERLINE WORKER
"I used Matty for my first loan and won't hesitate to use him again in the coming months. Has great contacts with the banks and makes sure to get a fast result."
BUSINESS LOAN SPECIALIST
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